Key Benefits
Transform your debt portfolios with our innovative tokenization platform
Debt Tokenization
Transform traditional loan portfolios into digital tokens, enabling new forms of liquidity and investment.
MiFID II Compliant
Fully regulated structuring ensuring compliance with European financial regulations and standards.
New Asset Class
Provide institutional investors access to previously unavailable credit fintech portfolios.
Automated Process
Streamlined automation with transparent payments and real-time reporting capabilities.
Secondary Market
Enable liquidity through secondary market trading, facilitating investment flexibility.
Full Transparency
Complete visibility into portfolio performance with automated reporting and risk monitoring.
How it Works
Our 6-step process transforms your loan portfolios into tokenized, tradeable assets
Portfolio Evaluation
Comprehensive analysis and valuation of your loan portfolio assets.
Automated Assignment
Smart allocation of assets based on risk profiles and investment criteria.
Risk Tranche Structuring
Creation of RST-core and RST-yield tranches to match investor preferences.
Secure Tokenization
ERC-3643 compliant tokenization ensuring regulatory compliance and security.
Qualified Placement
Distribution to qualified institutional investors through our network.
Automated Reporting
Continuous monitoring with automated payments and transparent reporting.
For Institutional Investors
Access diversified credit portfolios through compliant tokenized instruments
Regulatory Compliance
Full MiFID II compliance with transparent risk disclosure
Real-time Reporting
Automated performance tracking and portfolio analytics
KYC Integration
Streamlined onboarding with automated compliance checks
Enhanced Security
Blockchain-based transparency with institutional-grade security
For Credit Platforms
Unlock liquidity and optimize your balance sheet without disrupting client relationships
Rapid Processing
Fast-track refinancing with minimal operational overhead
Treasury Efficiency
No treasury mobilization required for portfolio refinancing
Balance Sheet Exit
Clean portfolio transfer with regulatory compliance
Personalized Structuring
Tailored solutions matching your specific portfolio characteristics
European Regulatory Framework
Full compliance with European financial regulations ensuring institutional-grade security
ERC-3643 Standard
Compliant tokenization with restricted registry and automated whitelisting controls.
MiFID II Compliance
Full adherence to European investment services regulations and transparency requirements.
Automated Reporting
Real-time compliance monitoring with automated regulatory reporting and controls.
About Finoptis
Finoptis is pioneering the future of credit refinancing through innovative tokenization technology. Our platform bridges traditional finance with blockchain innovation, creating new opportunities for both credit platforms and institutional investors.
Finoptis never holds funds. All transactions are executed through our approved partners and infrastructures under banking supervision.